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A big misconception concerning flood coverage is that it’s included in your homeowners policy. The truth is, it’s not.
Your home doesn’t have to be devastated by a huge flood to warrant a flood claim. Even the smallest floods can cause considerable damage. If your home is the victim of water damage, sewer backup, or mildew problems as a result of flooding, you’ll be very happy that you invested into a flood policy.
A big misconception concerning flood coverage is that it’s included in your homeowners policy. The truth is, it’s not. Nearly forty years ago, Congress created the National Flood Insurance Program (NFIP) to sell flood insurance separately from homeowners coverage meet the escalating costs of repairing damage to buildings and their contents caused by floods. That’s why it’s important to invest in separate coverage to keep your property protected.
At Homer Smith Insurance, we work with top-rated national carriers to provide you with an affordable policy to protect your home and its contents.
Don’t risk losing financially after suffering damages to your property. Contact us today to learn more.