Excess Liability Insurance

Excess liability is added protection for your business against expensive lawsuits. It kicks in when the limits of your primary liability are used up.

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What happens when your business is sued for more than the general policy covers? Your company could spend years paying for it — however if you invest in an excess liability policy, it should ease your concerns.

Excess liability is added protection for your business against expensive lawsuits. It kicks in when the limits of your primary liability are used up. It’s an important coverage that can potentially save you thousands. Lawsuits are filed every single day against businesses of all types, rank, and sizes. No company is invincible against being sued.

Having an excess liability policy will give you plenty of protection, at a small cost. At Homer Smith Insurance, we want to provide you with the peace of mind that comes with having excess liability protection. We’ll discuss your company’s budget and specifics to help you determine if excess liability is right for your business. We want you to be confident that your company is well-protected.

Our agents will provide you with expert advice and personal customer care. Together we will determine which policy is best for you, then we will shop our top-rated national carriers to find it at the rate you deserve!

To get started, contact us today!

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