Homer Smith Insurance Blog

No matter what industry you are in, you are likely to need business insurance in Washington. Entrepreneurs who are fond of the ocean could make themselves a niche by creating a charter fishing business. While fishing is supposed to be a casual sport, there is still a right way and a wrong way to do it. Are you embarking on a fishing business venture? Observing the following may help you to avoid mishaps and law suits.

• Consider only taking on clients who know how to swim.
• Insist on everyone looking behind themselves each and every time before casting a line.
• Ask individuals to remove hook from line before transferring to a new spot.
• Cancel, postpone, or cut short trips whenever bad weather starts brewing.
• Keep up with the required maintenance to be confident the vessel is seaworthy.
• Do not allow alcohol or drugs on board.

Even the most careful fishers may eventually have an accident. Bad weather, too much sun, a fish hook to the cheek - there are numerous incidents that could occur on your boat and therefore make you liable for the related expenses. This is why, before taking out your first clients, it can be a good idea to obtain business insurance in Washington. Charter captains in need of coverage for property and liability can purchase a policy from one of our qualified agents.

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