Homer Smith Insurance Blog

A recent story out of the Insurance Institute for Highway Safety on safety of small SUV's gave us an opportunity to look at what is going on in auto safety.

The infamous McDonald's hot coffee case has been part of the back and forth over tort reform for nearly two decades.

Risk avoidance, risk retention and risk transfer are important management concepts to understand.

A Personal Umbrella Policy is a good way to protect your family from financial catastrophe.

May is Disability Insurance Awareness Month an industry sponsored educational event.

If you know the components of the total costs of owning a car you can exercise a bit more control over your expenses.

Terrorism is only one type of catastrophic event.  Looking at its aftermath can help us understand what we might need to do to be prepared. 

In the individual life and health marketplace what you choose to do with your spare time may affect your rates. 

Health Care costs - and health insurance costs - continue to lead the developed world.  

Standalone wine insurance policies are available to protect your investment in expensive wines.