With our grocery cart, we rush through the store. Leaving one aisle and turning rapidly into another, we don’t see the mother with her infant. We hit her and her cart. The infant falls out, landing on the floor with serious injuries.

Or Saturday afternoon on the golf course. We think the group in front of us is well beyond our range. You hit your best shot, and unfortunately one of the members of the group in front gets hit in the head. 

Riding your bicycle to run errands instead of driving the car is good for our environment. What if you don’t see a pedestrian in a crosswalk and hit him, causing serious injury.

And how about your young child who throws a rock hitting a car or even another child?

The possibilities are endless. Are you protected? Call 888-433-0031 or visit Homer Smith Insurance for a coverage review. We are an independent insurance agency serving Washington, but we are also licensed for Oregon, California, Nevada and Arizona.