As we lose our mobility, we are always looking for ways to continue our daily lives. Instead of being housebound or confined to slow movement with the aid of a walker, more of us are finding new freedom with the use of scooters.

More and more often, we are seeing these scooters traveling on the side of public streets and very often in grocery and general stores. We are now seeing stores making them available for public use. Do you think in a crowded grocery store you could collide with a small child or another person? Might your teenage child commandeer one of the store-provided scooters and collide with a parked car in the parking lot? Will you have protection for ...

Curb appeal is a tool both realtors and homeowners utilize when selling a home. If the prospective buyer drives up to a white picket fence and pathway lined with pansies, it’s an easier sell. But as any homebuyer knows—or eventually will figure out—first impressions can be misleading.

Of all the resources available to homebuyers, perhaps as important as the home inspection itself is the CLUE report, the Comprehensive Loss Underwriting Exchange report. Consulting a home’s CLUE report is almost like making the walls talk. It’s a record of the property’s history of insurance claims (or, hopefully, lack thereof) and can give homebuyers a better idea of a home’s potentia ...

When something in a home decides to quit working, it’s almost never something small. Appliances and equipment for the indoors and outdoors can stop working without notice.

Looking for something fun and different to do this weekend? The city of Sequim celebrates its fourteenth annual   Lavender Festival this Friday, Saturday, and Sunday, July 16, 17, and 18. Numerous farms boast sumptuous fields of lavender, and the festival presents an ideal opportunity to explore one of the Olympic Peninsula’s most beautiful regions. It provid ...

Post accident, tattered nerves don’t necessarily encourage a rational thought process. The accident itself is still registering, and one of the last things on anyone’s mind is gathering the facts necessary to report a claim. This information, however, is simple to collect, and crucial to getting the claim processed as quickly as possible. Beginning with staying calm, the following is a four-step guide for handling an accident and the subsequent claim.

Call the police and emergency services if necessary. Stay at the scene of the ...

The crunch of metal-on-metal is the last thing any driver wants to hear. Whether navigating I-5 or scouring the mall for the best available parking, an accident is something no one wishes to experience. Yet they happen every day. And it’s after the fact that the real nightmare can begin.

As those who’ve done so will tell you, filing a claim can be one of life’s little unpleasantries.  The process can be filled with adjustors and insurance terminology that can make even the most ...

This challenging-the-ordinary trend is nothing new, but it’s certainly something ingenious. The dry manicure’s uniqueness utilizes basic scientific method: by not pre-soaking the nails, they don’t expand, minimizing the risk of polish chippage that would occur if the nails returned to their normal, dry state. As a result, it lasts two or three days longer than a regular manicure. It’s an incredibly wear-friendly treatment that won’t crack or flake at the slightest touch.
 
If you need insurance as a manicurist, stylist, or salon owner, contact us today. Visit our website, send an e-mail, or call: 888-433-0031. We can help you review your coverage or quote your insurance for free.

Erin Stork, Homer Smith Insurance

If the forecast holds true, we may be reaching for the umbrellas instead of sunscreen, but whether huddled in a movie theater or relaxing on a potentially soggy beach, have a great Memorial Day weekend! Travel safe and keep dry.

Erin Stork, Homer Smith Insurance

The third emerging fad in our nail trend blog series is not for the faint of heart. Color and treatment are not the only changing aspects of the manicure. Texture is quickly following suit.

Experiments with polish texture have seen varying forms over the years. Matte polishes are manufactured by polish companies as well as matte top coats. A non-glossy polish takes this look to the next degree, a stark shift from the traditional shiny nail. Further experiments with polish offer an even greater departure—suede, ultra glitter, and patent leather. It’s unclear how many will clamor to have their nails wrapped in leather, but the idea is undeniably fresh. And, in an unde ...