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Author: Homer Smith Insurance Created: 9/25/2009 10:19 AM
Our blog is providing helpful information, is entertaining, is a reminder to take action and is just another way for us to tell you what we do and that we are here to help you with all your insurance needs.

Chartering the waters of the Pacific Northwest
By Homer Smith Insurance on 1/27/2010 9:32 AM

There are several reasons people may contemplate chartering their boats in the greater Seattle and Tacoma area, and the most common is to “help cover the expenses.” It sounds like a good idea, but there are many factors to consider.

There are two common types of charters that one can do with a pleasure vessel. First is the “bare boat charter,” where someone pays you money and then drives off with your boat for a day, a week, or longer. These charters are usually handled through a commercial charter company that manages a fleet of charter boats and does the guest check-outs and check-ins. They also handle the vessel insurance on a “fleet” basis, mean ...

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Safeguarding your home during the winter months
By Homer Smith Insurance on 1/18/2010 3:51 PM

It rains a lot in the Pacific Northwest. A lot. This is especially true for the winter months. Because of the damp climate, many residents leave the soggy shores of Puget Sound for the sunny skies of the South West. Homes amongst the foggy evergreens are left behind, sitting vacant for potentially months. These empty homes pose a concern for homeowners—how to protect their home while away.

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Maintaining pipe health and you and your home’s well-being
By Homer Smith Insurance on 1/12/2010 11:36 AM

It’s one of many homeowners’ nightmares—frozen pipes. With temperatures plummeting across the country, the Pacific Northwest could be due for its own cold snap. Freezing nights may mean frozen pipes, which themselves are a pain. But it’s when frozen pipes burst that the real headache begins. The water damage can result in costly reconstruction projects, anything from replacing drywall to ceilings (neve ...

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Resolution and remembrance for the New Year
By Homer Smith Insurance on 12/30/2009 4:30 PM
A resolution, according to Mr. Webster, can have six different meanings that include anything from chemical compounds to significant events in literature. Around New Years, however, there is one definition best fitting the popular mood that is found in sub-section C of definition one: the act of determining.
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Love thy neighbor, have good insurance
By Homer Smith Insurance on 12/30/2009 3:55 PM
Everyone has the story about a neighbor’s inspired idea that didn’t actually turn out to be so brilliant. Indeed, the winter months seem to encourage and breed such ideas. Snow and ice related hazards spur people to actions that would normally be considered crazy. The following is (unfortunately) a true story.
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Smart travel in greater Seattle and beyond
By Homer Smith Insurance on 12/18/2009 10:39 AM
Holiday travel is a tradition, and sometimes pain, for many families and individuals. Whether flying to grandma’s for Christmas, returning from college for some well-deserved R&R, or spending the holidays with friends in far-off cities , remembering all the travel dos and don’ts can be exhausting. Especially when traveling through bustling airports. And despite the season of giving, airport luggage theft actually escalates over the holidays.
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Tis the season for holiday cheer and fender benders on ice in the Pacific Northwest
By Homer Smith Insurance on 12/11/2009 8:26 AM
It’s that most wonderful time of the year again in greater Seattle and Tacoma, when holiday shopping, parties, and get-togethers collide with the unfortunate realities of winter roadways—slush, snow, and ice. Though the tasks and stresses of the holiday season can become distracting, it is more important than ever to focus on safe and defensive driving. Especially if this winter proves anything like the last!
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Remember last Winter in Seattle and on the Olympic Peninsula?
By Homer Smith Insurance on 12/3/2009 5:38 AM
Who knows what this upcoming Winter is going to bring us? Will we get as much snow as we did last year? One thing is certain, we have to be prepared.
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What does renter’s insurance cover and why should I get any?
By Homer Smith Insurance on 11/20/2009 10:20 AM
There are a few reasons why we recommend customers to purchase renter’s insurance. Let us give you a quick overview:
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Become a community builder
By Homer Smith Insurance on 11/16/2009 8:51 AM
Here is another OlyCAP program that we love and are proud to support: the Head Start Program. Read more and help us to help the community!
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